Cigna insurance policies and plans will vary, and then will the coverage and services allowed. Because the ACA lists abuse issues below the umbrella of "essential" health advantages that have to be lined at similar rates as alternative medical and surgical procedures, Cigna plans oversubscribed on the federal Marketplace should embody coverage for behavioral health services.
Cigna encompasses a big selection of insurance policies to settle on, that disagree betting on the resident state. In CA, for instance, Cigna offers policies all told of the "metal" levels, from bronze to silver to gold and noble metal, While in Arizona, solely bronze plants square measure offered. Typically, bronze-level policies have bottom monthly premiums, that is what an individual pays monthly to stay coverage currently, and therefore, the highest deductibles. A deductible is the threshold of expenses an individual should initial reach before the sum of money kicks in. As an example, if a person's deductible quantity is $ 500, then sum of money won't begin covering services till a person's owed prices reach a minimum of $ 500.
Noble metal plants, compared, typically have lower deductible amounts and better monthly premiums. The best resource for decisive the extent of coverage, and for higher understanding insurance, and the way to use it to procure drug and addiction rehab, is to envision with the supplier Cigna directly. Decision centers square measure open daily around the clock to assist members to navigate their insurance policies. Professionals at abuse treatment facilities will facilitate too.